Address: 1001 Rondale Ct., #1005

Dardenne Prairie, MO 63368

Call: 636.755.8073


CrossCountry Mortgage

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About David Day

Senior Loan Officer

I’m dedicated to providing clients with high-quality financial services and personalized home financing solutions. Whether you’re purchasing your dream home, refinancing your current loan, purchasing a second home, consolidating debt, or building wealth with investment property purchases, my 20 years of experience will help you find the best solution for your needs. I’ll work with you one-on-one to make every option easy to understand. From conventional,
jumbo, FHA, VA, USDA, and a full list of specialty products, I’ll answer your
questions about each available program, guide you through choosing the best product for you, and follow you through closing your loan. Together, we will make your mortgage feel like a win.

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Upgrade Your Lifestyle: How FHA Cash Out Refinance Can Help

August 17, 20232 min read

Why FHA Cash Out Refinance is a

Smart Move for Homeowners!!

Using an FHA loan to unlock your home's equity and consolidate high-interest credit card debt can be a game-changer for your financial situation. The Federal Housing Administration (FHA) offers flexible loans that have been approved with credit scores as low as 500, making it accessible to many homeowners. This article will explore how an FHA cash-out refinance can upgrade your lifestyle and provide a way to manage your debts more effectively.

Unlocking Your Home's Equity

With an FHA cash-out refinance, homeowners can tap into the equity they have built in their homes over time. This program allows borrowers to refinance their existing mortgage into a higher loan amount and receive the difference in cash. By accessing this equity, homeowners can use the funds for various purposes, such as home improvements, debt consolidation, or even investments.

Consolidating High-Interest Credit Card Debt

One of the major advantages of an FHA cash-out refinance is the is the low credit score requirements along with a higher debt to income threshold compared to a standard conventional loan.

In conclusion, utilizing an FHA loan to unlock the equity in your home and consolidate high

interest credit card debt can be a smart financial move. The flexibility offered by FHA

loans, with credit scores approved as low as 500, provides a unique opportunity for

homeowners to improve their financial situation and upgrade their lifestyle. By

consolidating debt and utilizing the equity in your home, you can free up funds and

potentially save money on interest payments. It is important to approach this process with a

professional mindset, ensuring thorough evaluation of your financial situation and

discussing your options with a trusted lender. With proper planning and guidance, an FHA

cash out refinance can be a valuable tool in achieving your financial goals and enhancing

your overall lifestyle.

Start Saving Money Today

David Day

Senior Loan Officer

M 612.206.0477

D 636.755.8073

F 636.755.8073



CrossCountry Mortgage, LLC

1001 Rondale Ct., #1005

Dardenne Prairie, MO 63368

Personal NMLS1807709 Branch NMLS2342494

Company NMLS3029

FHA LoansFHA Cash Out Debt Consolidation High Interest Credit Cards Cash OutUpgrading Your Lifestyle500 Credit Approved
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David Day

David Day, a distinguished loan officer at CrossCountry Mortgage, has an impressive career in the mortgage and real estate industry, spanning two decades.

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What our clients say

The efforts to make the customer happy is great and very noticeable. I would recommend this to everyone. Great great work and thank you all for helping me and my family

Timothy R

5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐

Everyone that was part of my loan team was great, But David was exceptional. He answered every question I had, he put forth extra effort to solve challenging issues that I had with the approval process and he was always pleasant and professional. He truly made me feel like I was his only customer by being so available to me.5 stars all the way!

Michelle M M

5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐

David Day is an outstanding Loan Officer! He and his team are on top of their game and there is no problem too big for them to tackle! At first, David was the loan officer for my home. I was so impressed with him, that I refer him to many of my clients. He is in constant communication with me, the Realtor, as well as the client. He is willing to go to the nth degree to get his clients a home loan! I would definitely recommend David Day!

Linda S

5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐

Schedule Consultation

The CrossCountry Mortgage Team is your premier mortgage team located in Dardenne Prairie, Missouri. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers Seeking a mortgage to Purchase or Refinance.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

We’ve streamlined the process and implemented innovative technology to save you time, money and stress.

Schedule a Consultation Today.

David Day

Bookings and Appointements for David Day

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Contact Info

Address: 1001 Rondale Ct., #1005 Dardenne Prairie, MO 63368

Contact Info

Corporate Customer Support:

Phone(877) 351-3400

CORP. NMLS3029 | (


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