Address: 1001 Rondale Ct., #1005
Dardenne Prairie, MO 63368
Call: 636.755.8073
Email: david.day@ccm.com
CrossCountry Mortgage
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About David Day
Senior Loan Officer
I’m dedicated to providing clients with high-quality financial services and personalized home financing solutions. Whether you’re purchasing your dream home, refinancing your current loan, purchasing a second home, consolidating debt, or building wealth with investment property purchases, my 20 years of experience will help you find the best solution for your needs. I’ll work with you one-on-one to make every option easy to understand. From conventional,
jumbo, FHA, VA, USDA, and a full list of specialty products, I’ll answer your
questions about each available program, guide you through choosing the best product for you, and follow you through closing your loan. Together, we will make your mortgage feel like a win.
Upgrade Your Lifestyle: How FHA Cash Out Refinance Can Help
Why FHA Cash Out Refinance is a
Smart Move for Homeowners!!
Using an FHA loan to unlock your home's equity and consolidate high-interest credit card debt can be a game-changer for your financial situation. The Federal Housing Administration (FHA) offers flexible loans that have been approved with credit scores as low as 500, making it accessible to many homeowners. This article will explore how an FHA cash-out refinance can upgrade your lifestyle and provide a way to manage your debts more effectively.
Unlocking Your Home's Equity
With an FHA cash-out refinance, homeowners can tap into the equity they have built in their homes over time. This program allows borrowers to refinance their existing mortgage into a higher loan amount and receive the difference in cash. By accessing this equity, homeowners can use the funds for various purposes, such as home improvements, debt consolidation, or even investments.
Consolidating High-Interest Credit Card Debt
One of the major advantages of an FHA cash-out refinance is the is the low credit score requirements along with a higher debt to income threshold compared to a standard conventional loan.
In conclusion, utilizing an FHA loan to unlock the equity in your home and consolidate high
interest credit card debt can be a smart financial move. The flexibility offered by FHA
loans, with credit scores approved as low as 500, provides a unique opportunity for
homeowners to improve their financial situation and upgrade their lifestyle. By
consolidating debt and utilizing the equity in your home, you can free up funds and
potentially save money on interest payments. It is important to approach this process with a
professional mindset, ensuring thorough evaluation of your financial situation and
discussing your options with a trusted lender. With proper planning and guidance, an FHA
cash out refinance can be a valuable tool in achieving your financial goals and enhancing
your overall lifestyle.
David Day
Senior Loan Officer
CrossCountry Mortgage, LLC
1001 Rondale Ct., #1005
Dardenne Prairie, MO 63368
Personal NMLS1807709 Branch NMLS2342494
Company NMLS3029
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Lia Boegemann
Associate: RE/MAX Platinum
Address: 1804 W Pearce Blvd, Wentzville, MO. 63385
Work Phone: 314-795-6716
Email: listwithlia@yahoo.com
Website: www.remax.com/real-estate-agents/lia-boegemann-wentzville-mo/100039884
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As a RE/MAX® agent, I’m dedicated to helping my clients find the home of their dreams. Whether you are buying or selling a home or just curious about the local market, I would love to offer my support and services. I know the local community — both as an agent and a neighbor — and can help guide you through the nuances of our local market. With access to top listings, a worldwide network, exceptional marketing strategies and cutting-edge technology, I work hard to make your real estate experience memorable and enjoyable. I look forward to the opportunity to work with you. Please don’t hesitate to contact me today!
Insurance - Blake Hosley
Blake Hosley
Independent Agent: Mid Rivers Insurance Group
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Work Phone: 636-577-6250
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Attorney at Law
Brian G. Quinn
Estate Planning and Elder Law Attorney - Quinn Estate & Elder Law, LLC
Address: 14611 Manchester Rd, Manchester, MO. 63011
Work Phone: 636-394-7242
Email: bquinn@quinnestatelaw.com
Website: https://quinnestatelaw.com/https://www.facebook.com/QuinnEstateElderLaw/
Description:
Quinn Estate & Elder Law. LLC is dedicated to guiding you and providing peace of mind. Choosing the right attorney to assist you in navigating the complex issues related to your estate planning, long-term care planning, special needs planning, VA benefits, Medicaid benefits, and business clients is crucial. We have adopted the team approach to estate and asset protection planning. We have developed a team of specialized professionals and long term care resources who assist us with meeting client needs. Our firm builds lifelong relationships with our clients.
Brian G. Quinn, attorney and owner has been named a “Super Lawyer” in the field of elder law by Super Lawyers Magazine. He earned CELA Certification from the National Elder Law Foundation as a Certified Elder Law Attorney.
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Jehnna at Platinum Plus Credit Repair
Owner: Platinum Plus Credit Repair
Address: St Charles , MO. 63303
Work Phone: 314-960-1488
Email: jehnna@platinumpluscreditrepair.com
Website: www.platinumpluscreditrepair.com
Description:
At Platinum Plus Credit Repair, we strive to make our clients’ life easier when it comes to credit repair. However complicated or messy your issue is, you can rest assured we’ll find a solution.We charge a flat $ 250.00 per person and write as many letters as needed to remove the negative items. There is also a $27mo fee for credit monitoring, this gives us instant access to the items being removed in real time.
Home Inspectors
Pest Control Companies
Handyman Services
Varnell Woods
Owner: Woods Handyman Services
Address: St Louis and Surrounding Area, Saint Peters, MO. 63376
Work Phone: 636-485-4315
Email: varnellwoods@gmail.com
Website: Woods Handyman Services
Facebook: Woods-Handyman-Services
What our clients say
The efforts to make the customer happy is great and very noticeable. I would recommend this to everyone. Great great work and thank you all for helping me and my family
Timothy R
5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐
Everyone that was part of my loan team was great, But David was exceptional. He answered every question I had, he put forth extra effort to solve challenging issues that I had with the approval process and he was always pleasant and professional. He truly made me feel like I was his only customer by being so available to me.5 stars all the way!
Michelle M M
5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐
David Day is an outstanding Loan Officer! He and his team are on top of their game and there is no problem too big for them to tackle! At first, David was the loan officer for my home. I was so impressed with him, that I refer him to many of my clients. He is in constant communication with me, the Realtor, as well as the client. He is willing to go to the nth degree to get his clients a home loan! I would definitely recommend David Day!
Linda S
5 Star Review - ⭐ ⭐ ⭐ ⭐ ⭐
Schedule Consultation
The CrossCountry Mortgage Team is your premier mortgage team located in Dardenne Prairie, Missouri. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers Seeking a mortgage to Purchase or Refinance.
Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
We’ve streamlined the process and implemented innovative technology to save you time, money and stress.
Schedule a Consultation Today.
David Day
Contact Info
Address: 1001 Rondale Ct., #1005 Dardenne Prairie, MO 63368
Contact Info
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